For savvy drivers, the real savings at the pump happen before the nozzle hits the tank. Many are discovering that stacking gas station rewards with cashback tools can significantly reduce fuel costs. If you’re already earning points with programs like BPme Rewards or Exxon Mobil Rewards+, there’s no reason to stop there. With a bit of planning, you can double up by adding cashback from apps like Fluz, Ibotta, and Rakuten to your savings strategy.
- Start With a Gas Station Loyalty Program
Loyalty programs are typically free to join and offer cents-off discounts per gallon, bonus points, or monthly rewards. Some of the most popular include:
- BPme Rewards: Earn 5¢ off per gallon with each fuel purchase and access special promotions.
- Exxon Mobil Rewards+: Earn 3 points per gallon and 2 points per dollar on convenience store items.
- Shell Fuel Rewards: Offers tiered discounts and partners with other brands for bonus savings. Learn more at Shell Fuel Rewards.
- Layer on Cashback with Fluz and More
Once your loyalty account is active, you can earn cashback with a gas gift card by purchasing it through an app like Fluz. Fluz allows you to buy digital gift cards for gas stations (such as BP) and instantly receive cashback. You still earn loyalty points when you use the gift card at the station, effectively stacking both rewards.
Apps like Ibotta and Rakuten also occasionally offer fuel-related promotions. Ibotta may reward you for purchasing snacks, drinks, or essentials at gas station convenience stores, while Rakuten sometimes includes gas brands through partnered retailers.
- Pay Smart: Credit Card + Gift Card or Cashback App
If you use a credit card with fuel rewards—like the PenFed Platinum Rewards Visa (5x points on gas)—you can also benefit by using it within these cashback platforms. For example, pay for a Fluz gas gift card using your credit card to earn both cashback and card points, then use the gift card at the pump. - Plan Around Promotions and Timing
Fuel promotions fluctuate weekly. Some gas apps and platforms offer “boosted” cashback or double loyalty points during weekends or holidays. Monitor updates in Fluz, Ibotta, and Rakuten to time your purchases strategically. - Real-World Example of Stacking
A driver fills up at BP with a $40 digital gift card bought from Fluz (earning 2% cashback = $0.80). They use their BPme Rewards account (saving 5¢ per gallon = ~$1 savings). That’s nearly $2 in savings from a single fill-up—before even counting any credit card rewards.
Final Tip:
Use cashback and rewards together like a pro. Most gas stations allow you to enter your loyalty number at the pump and then pay with a gift card, preserving both benefits.
